In this featured article, our Director of Product Marketing, Steve Gilde, provides advice to credit unions migrating their ATMs to Windows 10
Consequences And Payoffs
Beyond adhering to the data protection rules established by state and federal regulators, there’s another big compliance issue credit unions must consider before deciding to forgo a conversion.
The major card brands require issuers and those that accept credit cards to adhere to the Payment Card Industry Data Security Standard (PCI DSS), which includes this May 2018 update titled PCI DSS 3.2.1, Requirement 6.2: “Ensure that all system components and software are protected from known vulnerabilities by installing applicable vendor-supplied security patches. Install critical security patches within one month of release.”
So, what happens to those who run afoul of these rules?
“Any credit union running an unsupported version of the Windows 7 operating system on their ATMs will not be able to achieve or maintain PCI compliance,” says Steve Gilde, director of product marketing for Paragon Application Systems, a North Carolina-based provider of testing tools and services to more than 25 credit unions. “This could result in fines, network penalties, or even loss of access to certain payment systems.