The Edge Blog

Michael Carter

Recent Posts

by Michael Carter on 2 November 2017

Payment Security: Where Innovation and Collaboration Meet

The payments industry has invested a significant amount of time and resources enabling EMV over the past several years. The effort has paid...

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Innovation, Payments Testing

by Michael Carter on 25 October 2017

Aligning with a FinTech Company: Pros and Cons

In less than a decade, the smartphone has become essential to our daily lives. Perhaps ironically, its primary function of allowing us to make a...

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Payments Testing

by Michael Carter on 18 October 2017

Will Traditional Payment Channels Sustain the Digital Transformation?

All aspects of life in developed and developing countries are being touched by the growing number of devices that keep us digitally connected. We...

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Payments Testing

by Michael Carter on 11 October 2017

Payment Testing and Banking Tools for a New Generation

The power of Artificial Intelligence (AI), robo advisors and predictive analytics has been a trending topic in the financial services industry for...

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Payments Testing

by Michael Carter on 30 August 2017

ATMIA Reports on the Future of ATMs: Evolve or Die

In the 60s and 70s, eight track tapes were in every car and home. I remember my father purchasing the square, large bulky tapes containing songs...

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ATM Testing

by Michael Carter on 14 August 2017

Payment Testing Solutions: A Robust UX and System Infrastructure Go Hand-in-Hand

I recently had a bathroom remodeled. I knew the contractor as I have used him for most of the projects at the house over the last few years. ...

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Payments Testing

by Michael Carter on 17 July 2017

Consumers, Convenience and the Case for Improved Payments Testing

The number one reason often cited by consumers for not adopting new technology is fraud.  The first time I recall hearing the issue of security...

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Payments Testing

by Michael Carter on 29 March 2017

Financial Service Providers: Build a Solid Team to Support the Brand

The importance of what financial services (FinServ) providers do cannot be overstated. Banks, credit unions, processors, acquirers, issuers and...

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Payments Testing, DevOps, Innovation

by Michael Carter on 26 January 2017

Less Regulation Doesn't Mean Less Payments Testing

After the election, the “smart money” began banking on the rollback of regulations that have vexed financial institutions for years. Most...

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Payments Testing