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ATMIA Report on the Future of ATMs – Evolve or Die

In the 60s and 70s, eight track tapes were in every car and home. I remember my father purchasing the square, large bulky tapes containing songs by with his favorite artists. He even bought...

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Big Bank, Big Trouble

My big bank has been in some trouble recently. Big trouble.

They got to be my big bank by buying up lots of small and medium-sized banks, like the one I dealt with before.  At one point,...

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Furious and Fast Start for ATM’s in 2017

ATMIA just released their Windows 10 Readiness Position paper.  It will surely be just one of many “must read” articles, papers and surveys added to the reading list of industry...

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ATMIA Reports Latest Research on ATM Fraud and Security

Fraud experts are paid to think of every conceivable method that bad guys might concoct to exploit financial systems (perhaps this is why they’re typically not the most in-demand party...

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Myth busters: Latest Fed Research Confirms Resilience of Cash

“No one uses cash anymore.” You’ve undoubtedly heard this many times, to the point that it has almost become conventional wisdom. Two indicators may suggest otherwise as ATMs continue to...

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Let’s Get Virtual: Test Your ATM Software More Efficiently

As anyone in the ATM business knows, the “death of cash” has been greatly exaggerated. A new quantitative study from the Federal Reserve Bank of San Francisco confirms that cash remains the...

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Think Like a User to Achieve Better Testing of ATM Financial Transactions

Black box testing of financial transactions tests system input and output without examining the internal code. While this may seem simple to some people in your organization, if the...

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ATM Testing for EMV… and Beyond

As the U.S. EMV migration continues to move forward, it’s easy to get bogged down in daily implementation details and ignore payments-related trends in other countries. Where will U.S....

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Banks In Need of New ATM Testing Practices

The situation sounds comical if you haven’t lived through it. Intentionally taping bills together to check how the cash slot will react. Cracking ATM cards before feeding them into...

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The Future of ATM Software: Part Two

In the first installment in this series of blogs, I described my general impressions of the Payments Knowledge Forum in London last fall. I specifically focused on the ATM Smart Client...

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The Future of ATM Software: Part One

I recently attended The Payments Knowledge Forum (PKF) in London. This annual gathering of users, suppliers and consultants in the transaction switching business has a 30-year history. It...

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