Standard Post with Image

PSD2 – Coming to America By Way Of Europe

What Are the Implications for Testing?

Across Europe, financial institutions are waking up to the impacts of PSD2 - the Payment Services Directive II of the European Union.

The purpose of...

Read More
Standard Post with Image

EMV Migration: Fuel Retailers Face EMV Day of Reckoning

As U.S. gasoline prices have remained comfortably below the $3 mark for a full two years, it has effectively removed the prior decade’s attention to frequent price spikes from everyday...

Read More
Standard Post with Image

The Difference Between Tokenization and Encryption in the Fight Against Fraud

For many tokenization has become synonymous with EMV, and while the topics are related (EMV’s encryption process involves tokenization), there are important distinctions between the two.

...

Read More
Standard Post with Image

Visa’s Quick Chip: A Worthwhile EMV Fix, But Hardly a Cure-All

In a recent post, we outlined the payments industry’s ongoing efforts to migrate the U.S. marketplace to EMV (chip card) technology. One of the emerging, and somewhat unexpected, barriers...

Read More
Standard Post with Image

US Payments Forum EMV Min Requirements Matrix: One Size Does Not Fit All

We recently marked the one year anniversary of the highly publicized EMV liability shift, which was viewed by many as the deadline for migrating payment card systems to EMV technology....

Read More
Standard Post with Image

“If You’re Reading This, It’s Not Too Late” – Staying On Top of the US EMV ATM Migration

The latest in a parade of deadlines has arrived in the ongoing transition of the US payment card market to EMV technology. Effective October 21, MasterCard requires that all ATM machines be...

Read More
Standard Post with Image

5 Issues to Consider When Modifying Your ATMs to Support EMV

ATM network providers in the U.S. must ensure that their ATMs are ready to accept EMV™ chip cards by October 1, 2016 (all MasterCard-branded and Pulse co-branded products) and October 1,...

Read More
Standard Post with Image

ATM Testing for EMV… and Beyond

As the U.S. EMV migration continues to move forward, it’s easy to get bogged down in daily implementation details and ignore payments-related trends in other countries. Where will U.S....

Read More