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Dispatching the Demanding Dozen:
Preparing Your Testers to Face The Financial Industry’s Top 12 Challenges
Table 1 The Top 12 Challenges Increasing the Test Burden of Your QA, Regression, and Load Testing Staff (cont.)
| Current or Anticipated Changes |
Ramifications |
Testing Considerations |
| Open standards
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FIs that have benefitted from ISO 8583 standards now look toward using XFS-based ATM applications, or IFX messaging systems, that promise cost efficiency and a higher level of service to the customer. But moving to these standards demands major changes to message structures and transaction flows.
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Must employ test tools with the flexibility to test new formats, as well as easily incorporate the modifications and enhancements that are inevitable in an ever-changing open standard.
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| Security
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Fraud is an increasing concern as new payment avenues and instruments are explored.
FIs must be capable of immediately reacting to security threats, incorporating the latest security measures to circumvent any fraudulent activity.
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Must use test tools with the capability for generic transaction modeling and—because fraud alerts are typically published several times a week—the ability to quickly and easily adapt to new schemes as fraud alerts are published.
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