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Beyond Cards and Terminals: Considerations for Testing Host-to-Host EMV Processing

Switch/Gateway/Interchange EMV processing considerations

As a Switch network, Gateway, or Interchange, your primary challenge is EMV message mapping and validation.

Your organization will likely need to develop tests that address needs such as:

  • Testing your validation of the EMV message
    • Testing your ability to recognize valid (and invalid) data in the EMV message contents
    • Testing your ability to recognize properly (and improperly) formatted EMV messages
  • Testing your ability to correctly map the EMV tags or EMV tokens before you forward the transaction
  • Ensuring you are examining the correct EMV tags or EMV tokens when you receive a response message
  • Testing your fee processing
  • Testing any required information-handling for card or account management
  • Testing switch availability, and testing to ensure your ability to process a higher volume of online transactions

Switch Network Gateway Interchange Considerations

 

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