Beyond Cards and Terminals: Considerations for Testing Host-to-Host EMV Processing

About Paragon Application Systems

Paragon Application Systems is a leading global provider of ePayment simulation, configuration and testing software tools to the financial industry. More than 400 financial institutions in over 80 countries use Paragon tools to improve quality and reduce time-to-market. Paragon’s broad customer base includes major interchanges, processors, leading software providers, banks and credit unions. Visit Paragon Application Systems at www.paragonedge.com.

About the Authors

Dana Blegen, Senior Software Engineer in Paragon’s Technical Support department, is responsible for supporting ePayment implementations in a wide variety of settings. With nearly a decade of experience at Paragon, Dana has accumulated extensive knowledge of integrated chip cards and EMV specifications. He has assisted many institutions worldwide to become EMV certified by a major international card organization, and recently assisted in an EMV implementation that supports pre-paid cards. Dana has a thorough understanding of EMV cryptogram generation, as well as standard message data encryption using both single and triple DES. Dana holds a Bachelor of Science in Business Administration in Management Information Systems from East Carolina University.

Wynn Lam, a Solutions Architect in Paragon’s Professional Services department, provides hands-on assistance and training to customers who are implementing Paragon’s EMV testing solution. From her experience as a Paragon developer, Wynn brings extensive knowledge of EMV specifications for several financial network protocols, such as Interac, Moneris, and Relay; and has provided EMV support to customers in Canada and the Middle East. Wynn holds an MBA in Technology Commercialization from NC State University, and is a certified ISQTB tester.

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