STRATEGIC ALLIANCES

Every second of every day, ACI Worldwide solutions are at work processing electronic payments, managing risk, automating back office systems and providing application infrastructure services.  Founded in 1975, ACI is a leading international provider of solutions for consumer and wholesale banking, retail and cross-industry systems.  ACI serves more than 800 customers in 83 countries including many of the world's largest financial institutions, retailers and payment processors.

CSF International, Inc. (CSFi) is a global provider of enterprise transaction processing and management software. CSFi is located in Sarasota, Florida where the company’s core research, software development, technical support and quality assurance functions are headquartered. A global network of resellers and support centers extend CSFi’s sales and support capabilities worldwide. CSFi software solutions provide services to hundreds of companies in over twenty countries, process millions of transactions every year, and support thousands of ATM and POS terminals worldwide. Clients range from de novo community banks to multi-bank holding companies and processing centers.

Diebold Incorporated is a global leader in providing integrated self-service delivery and security systems and services. Diebold employs more than 14,000 associates with representation in nearly 90 countries worldwide and is headquartered in Canton, Ohio, USA. Diebold reported revenue of $2.6 billion in 2005 and is publicly traded on the New York Stock Exchange under the symbol "DBD."

With more than 30 years of enterprise payments and data & decisioning expertise, EFD delivers flexible, innovative solutions to the world's leading businesses. Leveraging mission-critical business insight, EFD enables financial services companies, retailers, and government organizations to grow their businesses while reducing transaction and infrastructure costs, detecting potential fraud and building long-term customer value. EFD's flexible delivery model means solutions can be run in-house, outsourced or anything in between, helping customers balance the need for control with operational efficiency and low cost of ownership. From the point of account opening to the settlement of every transaction—debit, credit, or prepaid—EFD helps businesses win more of the right customers, serve them more efficiently and keep them.

LynxGate Solutions serves 240 financial institutions and its products currently interface with nine core systems, including those of Fiserv’s XP Systems, Integrasys, USERS Incorporated, CUSA Technologies and Summit Information Systems units. CAT, the primary ATM product offered by LynxGate, deploys next-generation technology for the in-house management of ATM transaction processing. LynxGate markets the CAT product to financial institutions with eight or more ATMs, an estimated benchmark at which financial institutions benefit from driving ATMs in-house.  More than 70 CAT customers have licensed Paragon’s ConfigBuilder LE™ for their ATM configuration design.

NCR Corporation (NYSE: NCR) is a leading global technology company helping businesses build stronger relationships with their customers. NCR's ATMs, retail systems, Teradata® data warehouses and IT services provide Relationship Technology™ solutions that maximize the value of customer interactions and help organizations create a stronger competitive position. Based in Dayton, Ohio, NCR  employs approximately 29,300  people worldwide.

Postilion, a subsidiary of S1 Corporation (Nasdaq: SONE), is a leading global provider of open-systems electronic payment processing solutions with offices on five continents serving customers in more than 50 countries. The Postilion product drives payments – including advanced financial transactions such as prepay and self-service – through ATMs, POS terminals, phones, and Internet access points. Postilion provides consolidated management information, integrated card management, EMV chip enablement, and loyalty software solutions. It reduces transaction processing costs, speeds time to market for new products and offerings, improves analysis of customer transactions and business opportunities, and increases profitability.

XP Systems, a unit of Fiserv, Inc. , is a leading provider of information management solutions to credit unions. Headquartered in Moorpark, California, XP Systems serves 300 credit unions nationwide. The company's XP2 product is a comprehensive system of integrated software, hardware and services that allows credit unions to manage their data processing in-house.