This series of free, online training courses is designed to introduce you to EMV. These courses are presented by Deborah P. Spidle, Director of EMV Solutions, CSCIP, CSCIP-P. Paragon also offers in-person, in-depth EMV training. Contact us for more details.

EMV in 16 Minutes

Course Description:

This 16 minute, executive-level presentation provides some basic information about EMV, without getting into technical details. Topics include:

  • Comparison of a magnetic stripe transaction with an EMV transaction
  • Reasons to migrate to EMV
  • EMV business drivers
  • Challenges and resource requirements of an EMV migration project

Date Added: April 16, 2013  |   Date Updated: October 28, 2014


An Introduction to EMV, Part 1 – History, Business Drivers, Benefits, and Challenges

Course Description:

This is the first in a series of in-depth presentations on a variety of topics related to EMV. This 36 minute presentation includes the following topics:

  • Review of magnetic stripe transactions and technology
  • Basics of chip card technology
  • History of EMV and EMVCo
  • Overview of an EMV transaction
  • EMV business drivers
  • EMV benefits and challenges

Date Added: May 22, 2013  |   Date Updated: October 28, 2014


An Introduction to EMV, Part 2 – Concepts and Terminology

Course Description:

This is the second in a series of in-depth presentations on a variety of topics related to EMV. In this 22 minute presentation, we describe the following basic concepts and terms and explain how they are commonly used within the context of EMV:

  • Online
  • Offline
  • Authorization
  • PIN verification
  • Authentication
  • Cardholder verification methods
  • Fallback

We recommend viewing our presentation titled “An Introduction to EMV, Part 1” before viewing this presentation.

Date Added: June 4, 2013  |   Date Updated: October 28, 2014


An Introduction to EMV, Part 3 – Decisions Acquirers Will Face

Course Description:

In this presentation, we focus on subjects that are relevant to acquirers considering an EMV migration. This 21 minute presentation includes:

  • Pre-project analysis and roadmap definition
  • Chip card readers and interfaces
  • Options for POS terminals
  • Upgrade or replacement decisions
  • Terminal configuration
  • Impacts to online transaction processing software, offline, and batch processing systems
  • EMVCo and brand certifications

Date Added: June 7, 2013  |   Date Updated: October 28, 2014


An Introduction to EMV, Part 4 – Decisions Issuers Will Face

Course Description:

This 25 minute presentation provides a high level overview of some of the decisions that issuers will face when migrating to EMV, and includes the following topics:

  • Differences between the magnetic stripe card production process and the chip card production process
  • The importance of card art and card design
  • Key business decisions that will impact card components, cost and functionality
  • Card initialization and personalization
  • Card management and issuance strategies
  • Impacts to transaction authorization
  • Production implementation strategies

Date Added: July 22, 2013  |   Date Updated: October 28, 2014


An Introduction to EMV, Part 5 – General Project Management Guidelines

Course Description:

This 23 minute presentation provides general program and project management guidance for anyone who will be leading an EMV migration testing project, and includes the following topics:

  • Defining program drivers and business objectives
  • Developing a business case for EMV testing
  • The importance of executive sponsorship
  • Project resource requirements
  • General project administration
  • Major project phases

Date Added: July 17, 2013  |   Date Updated: October 28, 2014


An Introduction to EMV, Part 6 – Project Management for Acquirers

Course Description:

Building upon the information in Part 5, this 20 minute presentation highlights the phases of an acquirer EMV migration testing project. Topics include:

  • Inventory and analysis
  • Upgrade vs. replacement
  • General terminal configuration
  • Guidance for customers at attended and unattended terminals
  • EMV Testing and certification tools
  • Production implementation

Date Added: July 25, 2013  |   Date Updated: October 28, 2014


An Introduction to EMV, Part 7 – Project Management for Issuers

Course Description:

Building upon the information in Part 5, this 18 minute presentation highlights the key components of an issuer EMV migration testing project. Topics include:

  • Key business decisions
  • Card art and design
  • Card personalization
  • Options for authentication and authorization
  • EMV Testing and certification tools
  • Production implementation

Date Added: July 30, 2013  |   Date Updated: October 28, 2014


Is EMV the Silver Bullet for Counterfeit Card Fraud?

Course Description:

This 27 minute presentation covers the following topics:

  • Definition of skimming and how it is accomplished
  • Common methods of preventing and detecting skimming
  • How EMV reduces counterfeit card fraud
  • How to detect potential counterfeit card fraud in an online transaction
  • How acquirers, issuers, and consumers can reduce the risk of counterfeit card fraud

Date Added: July 2, 2013  |   Date Updated: October 28, 2014


EMV, Debit, and Durbin in the US

Course Description:

This 38 minute presentation covers the following topics:

  • Definition and use of the Application ID (AID)
  • Information that must reach the issuer in an EMV transaction
  • Key differences between the EMV migration in the US and other countries
  • Transaction routing considerations
  • Related challenges for stakeholders (networks, terminal vendors, acquirers, issuers)
  • Overview of proposed solutions

Date Added: July 10, 2013  |   Date Updated: October 28, 2014


EMV and PIN Change at the ATM

Course Description:

This 35-minute presentation covers the following topics:

  • Overview of a magnetic stripe PIN Change transaction at the ATM
  • Overview of an EMV PIN Change transaction at the ATM
  • Online PIN and Offline PIN
  • Offline PIN management
  • Offline PIN implementations in the U.K. and Canada
  • Options, impacts, challenges, and considerations for U.S. issuers, acquirers, and networks

Date Added: December 3, 2013  |   Date Updated: October 28, 2014